Travel Medical

Your vacation should be relaxing

Don’t let the worries of unexpected medical expenses while travelling interrupt your relaxation. Emergency travel medical coverage is an inexpensive way to ensure that you are covered in the event of an unexpected injury or illness while on vacation.

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Why travel insurance?

Protection from the unexpected

Unexpected medical bills can add up fast – especially for Canadians travelling abroad, and sometimes, even out of province! Travel insurance provides peace of mind in knowing that you're covered.

Out of province expenses

Did you know that certain medical expenses aren’t covered when travelling out of your province of residence? Emergency travel medical coverage fills the gap for expenses not covered by your provincial health plan.

You may already have coverage

Did you know that many group plans offered through your employer include an emergency medical travel benefit. Before you purchase additional coverage, we recommend looking into what your plan offers.

Any questions?

When should I purchase travel insurance?

To ensure that you are properly covered, you need to purchase your travel insurance before you leave, and it should be active from the day that you depart to the day that you return home.
I have travel coverage through my credit card. Is that enough?

The travel insurance provided through your credit card company is often limited and may only cover you for a certain duration of time. It also may carry an age maximum. It’s better to know before you go and explore your options thoroughly to make sure that you are fully covered.
Won’t my provincial coverage cover accidents and illnesses that happen while travelling?

In some cases, your provincial coverage may provide a small element of coverage, but you will still be left with large financial vulnerabilities. Travel insurance will help to bridge that gap.

It’s also important to note that if you are covered under a group plan through your employer, you may already have significant travel coverage and not need a supplementary plan.
Does travel insurance cover trip cancellation?

Although you can purchase bundled coverage, the broad term of travel insurance can be misleading, and the emergency medical component of travel insurance differs from trip cancellation and other available products. Make sure you understand exactly what coverage you have before leaving for your trip so that you can avoid heads and potential financial impacts down the road.