3G

Benefits with profit sharing potential

We do benefits differently. By combining the assurance of traditionally funded programs with added profit sharing potential, 3G clients benefit from the stability of a fully insured plan and capitalize on bottom-line savings offered through this unique proprietary solution.

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Why 3G?

Profit participation plan

When your claims experience performs better than anticipated, up to 50% of the annual underwriting surplus, plus loyalty dividends, will be shared with you post-renewal.

Customized plan designs

We offer comprehensive plan designs with the flexibility to match or customize any structure based on budget and determined needs.

Simple implementation

Our team of experienced benefits specialists will work closely with you to ensure a seamless implementation process.

Any questions?

Do I really get money back with 3G?

Yes! In years where your claims experience performs better than anticipated, you are eligible to receive a profit-sharing cheque. We also reward the longevity of our customers through our loyalty dividend.
Can 3G match my current plan design?

Absolutely! We have the flexibility to match and customize any structure! We will also complete an in-depth analysis of your benefits plan to determine where improvements and beneficial tweaks can be made to serve you better.
Do you have additional solutions to offer me in the event that 3G isn’t the best option for my business?

Of course! 3G is a proprietary product owned managed and operated by a trusted benefits brokerage with over 36 years of experience, so if 3G isn’t the right fit we have a wide range of solutions to fit your needs.
Are you able to provide the modern technology that comes with other benefits plans?

Like most group plans, 3G clients are able to submit and view recent claims on the go with a mobile app that gives you access to your plan member portal right at your fingertips.