Child Life Insurance

Insuring their future

Many see life insurance as a product that is purchased for adults, by adults. However, purchasing insurance for your child while they are young and healthy protects their insurability in the future.

Connect with an advisor →

Why child life insurance?

Ensuring insurability

You never know what the future holds and purchasing life insurance while they’re young and healthy can be advantageous for their insurability in the future.

Premiums are lower

Due to your child’s age and healthy outlook, life insurance premiums will be lower than that of an adult.

Protecting the family

In the event that your child is to pass away, the funds from their policy can help to protect the family financially while they take the time to grieve and heal.

Any questions?

Why would someone take out a policy on their child?

Investing in life insurance policies for your children while they are young can be incredibly advantageous and helps to safeguard them from critical health concerns that may limit their insurability as an adult
Why are life insurance premiums cheaper for children?

Generally speaking, the younger and healthier that you are, the less your life insurance premiums will be which is why your child’s premiums would be significantly lower than your own.
How does child life insurance support the family?

We sincerely hope that no one has to face this scenario, however, if your child were to pass away, the funds of their life insurance can help to cover the cost of final expenses and support the family financially while they take the time to grieve and heal.